Raise a Smart,
Confident Money Manager
Teach the value of money, budgeting, saving, and smart spending from an early age.
Financial Literacy I
Expert-designed, research-backed, and ready to bring
life-changing skills into everyday learning.
Course Overview
Money Management
Understand the crucial role of budgeting and goal setting in managing finances.
Spending Decisions
Differentiate needs from wants to make informed financial choices.
Saving Habits
Develop robust saving strategies for both short- and long-term financial goals.
Digital Finance
Explore both digital and physical aspects of money management, including safe online transactions.

Course Badges

Unlocked After
Completing 1 Module
Vault Chimera – The Valuer
This badge is for those who’ve uncovered the real value of money. Like the Vault Chimera, you protect what matters — and understand the power behind every coin and choice.


Unlocked After
Completing 2 Module
Quartz Pangolin – The Planner
This badge is for those who’ve learned to plan with purpose. Like the Quartz Pangolin, you build your future one choice at a time — and protect it fiercely.


Unlocked After
Completing 3 Module
Dragonfly – The Saver
This badge is for learners who’ve grasped how to save—before spending. It reflects foresight, adaptability, and a future-ready mindset.


Unlocked After
Completing 4 Module
Raccoon – The Smart Spender
Owning this badge means you’ve learned that spending is power—and that power needs wisdom. It honors learners who buy with purpose and awareness.

Meet the Course Creator

Heather Gossler
A part-time teller job led to an MBA from DeSales University in the United States and a 27-year career in the finance and banking industry. I developed a youth banking program at my bank, believing that it is never too young to learn to make good financial decisions. I took the program into surrounding community schools to teach students basic finance and soon discovered that my true calling was education.
I left the executive offices of banking and began my teaching career, which I’ve been doing for 15 years. I went back to school and earned my M.Ed. in Educational Leadership from Cabrini College.
I’ve taught middle school students U.S. History, English and Language Arts, Science, and Family and Consumer Science, which included a unit on personal finance. My ultimate goal is to help students find their passion for learning what it takes to be the best person they can be.
Sample Lesson Preview 
Financial Literacy I
The Value of Money
The value of money
We learned that the value of money originally came from gold that backed it. Today, however, its value comes from the faith in the government and the demand for it.
Value can be very different for different people and in different situations.
Think of something you have that is very valuable to you.
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Would you be willing to sell it for money?
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Is there something that you really want but costs a lot of money; do you think it is worth as much as it costs?
Write down your thoughts in your Money Journal!