Financial Literacy II
Course Overview 
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Saving & Investing: Understand saving and investing with banks, stocks, and other financial tools.
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Entrepreneurship: Explore entrepreneurship to boost income and manage risk and rewards effectively.
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Responsible Borrowing: Develop habits for responsible borrowing and maintaining good credit.
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Financial Decisions: Make informed financial choices by distinguishing between needs and wants.
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Fraud Protection: Protect finances by recognizing scams, fraud, and adopting ethical financial practices.
Course Badges
Level up your money game. These badges prove you've learned investing, borrowing, and financial foresight to take real control of your future.

Fox – The Earner
This badge is earned by those who explore income with creativity and hustle. It’s not just about working—it's about thinking smart.
Earn this badge by completing module 1 of this course.

Otter – The Selector
This badge honors those who pause before they purchase. It rewards mindful shoppers who compare, reflect, and only leap when the time is right.
Earn this badge by completing module 2 of this course.

Gold Serpent – The Grower
This badge is for those who plant their coins and let them grow. It honors patience, risk-thinking, and smart investing.
Earn this badge by completing module 3 of this course.

White Hart – The Giver
This badge is for those who’ve learned to give freely and wisely. It celebrates learners who see money as a tool for kindness.
Earn this badge by completing module 4 of this course.
Meet the Finance Course Creator,
Heather Gossler
A part-time teller job led to an MBA from DeSales University in the United States and a 27 year career in the finance and banking industry. I developed a youth banking program at my bank believing that it is never too young to learn to make good financial decisions. I took the program out into the surrounding communities’ schools to teach students basic finance. I then discovered that my true calling was education.
I left the executive offices of banking and began my teaching career, which I’ve been doing for 15 years. I went back to school and earned my M.Ed. in Educational Leadership from Cabrini College. I’ve taught middle school students the subjects of U.S.History, English and Language Arts, Science, and Family and Consumer Science which included a unit on personal finance. My ultimate goal is to help students find their passion for learning what it takes to be the best person they can be.
