Financial Literacy II
Course Overview 
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Saving & Investing: Understand saving and investing with banks, stocks, and other financial tools.
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Entrepreneurship: Explore entrepreneurship to boost income and manage risk and rewards effectively.
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Responsible Borrowing: Develop habits for responsible borrowing and maintaining good credit.
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Financial Decisions: Make informed financial choices by distinguishing between needs and wants.
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Fraud Protection: Protect finances by recognizing scams, fraud, and adopting ethical financial practices.
Course Badges

Phoenix – The Awakener
Ignite your inner spark! This badge celebrates your discovery of what truly matters—your values, your passions, and your path.
Earned this badge by completing module 1 of this course.

Sea Dragon – The Drifter
Go with the flow—and stay present! This badge is earned by learning to live each moment with calm awareness and intention.
Earned this badge by completing module 2 of this course.

Panther – The Mover
Every step counts. This badge honors those who choose thoughtful action over distraction—moving with intent, clarity, and courage.
Earned this badge by completing module 3 of this course.

Griffin – The Guardian
Stand strong in your values. This badge marks your journey to protect what matters, with courage, clarity, and consistency.
Earned this badge by completing module 4 of this course.
Meet the Finance Course Creator,
Heather Gossler
A part-time teller job led to an MBA from DeSales University in the United States and a 27 year career in the finance and banking industry. I developed a youth banking program at my bank believing that it is never too young to learn to make good financial decisions. I took the program out into the surrounding communities’ schools to teach students basic finance. I then discovered that my true calling was education.
I left the executive offices of banking and began my teaching career, which I’ve been doing for 15 years. I went back to school and earned my M.Ed. in Educational Leadership from Cabrini College. I’ve taught middle school students the subjects of U.S.History, English and Language Arts, Science, and Family and Consumer Science which included a unit on personal finance. My ultimate goal is to help students find their passion for learning what it takes to be the best person they can be.
