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Course on Advanced Financial Skills

Financial Literacy II



Covers concepts of income, entreprenuership, investing, and the larger impacts of money on society and the environment.



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Course Overview

Having an understanding of what to do with money is a valuable skill, but one needs to have money to manage it. This course will offer a more indepth look at not only how to manage money, but also some ways to make money. This course covers what banks can offer individuals, and then it moves on to basic investing showing how your money can work for you in the long term. Next is a look at entrepreneurship and an introduction to income generation beyond traditional employment. Having tools and choices is helpful, but the ability to evaluate them is necessary to make informed financial decisions. Credit scores, credit reports, and basic tax concepts will be explored to help recognize the impact of financial decisions on personal financial well-being. Finally, the course looks at the ethical side of money, including avoiding fraud and scams, the importance of responsible charitable giving, and the impact of personal financial decisions on society and the environment.

 

Module

1

Making your money work for you

In this module, we will look more in depth at some strategies, products and services that one can use to better manage their money and earn passive income. These topics include: Introduction to banking services and their role in the economy, Understanding different types of banking products (savings, checking, debit and credit cards, online banking), Introduction to loans, and borrowing responsibly, Introduction to the concept of investing,understanding potential benefits, risks, and rewards, Introduction to stocks, bonds, and mutual funds, and the importance of diversification.

Module

2

Entrepreneurship to increase income

A big part of managing money is first earning it. Investing and earning passive income is great, but exploring ways to earn income is important. In this modules, students will: Be introduced to entrepreneurship and self-employment, Explore different business ideas and opportunities, Look at basic principles of starting and managing a small business, Understand income generation beyond traditional employment.

Module

3

Other financial products and services

In this module, students will explore additional financial products and services, keeping in mind a driving question of ‘what is the best product or service for me?’ Topics that will be discussed include: Evaluating the need and use of financial products and services such as insurance, and different types of loans, Understanding credit scores and credit reports, Introduction to basic concepts of income taxes and their purpose, Recognizing the impact of financial decisions on personal financial well-being.

Module

4

Managing your money responsibly and ethically

In this module you will learn about the ethical side of money: Understanding the importance of ethical financial behavior, Recognizing and avoiding financial scams and frauds, Exploring responsible ways to support charitable causes, Discussing the impact of personal financial decisions on society and the environment, Review and Wrap-Up reviewing key concepts and topics covered throughout the course, Reflecting on personal financial goals and creating an action plan.

Meet Finance Course Creator, Heather Gossler

A part-time teller job led to an MBA from DeSales University in the United States and a 27 year career in the finance and banking industry. I developed a youth banking program at my bank believing that it is never too young to learn to make good financial decisions. I took the program out into the surrounding communities’ schools to teach students basic finance. I then discovered that my true calling was education.

I left the executive offices of banking and began my teaching career, which I’ve been doing for 15 years. I went back to school and earned my M.Ed. in Educational Leadership from Cabrini College. I’ve taught  middle school students the subjects of U.S.History, English and Language Arts, Science, and Family and Consumer Science which included a unit on personal finance. My ultimate goal is to help students find their passion for learning what it takes to be the best person they can be.

Heather+Gossler